Bank of America has grown from a small regional credit card issuer to become a leading international financial services company providing personal and business lending and deposit acount products to millions of Customers worldwide. Headquartered in Wilmington, Delaware, we have operations throughout the United States and in Canada, Ireland, Spain, the United Kingdom, and, most recently, Mexico. We also have a representative office in China.
Our recipe for success is simple—give our Customers what they want. That's why we offer products that not only meet our Customers' financial needs, but also reflect their personal interests.We are proud to be the recognized leader of affinity marketing in the credit card industry, with the endorsement of more than 5,000 organizations and financial institutions, including the NFL, eBay, L.L.Bean, Penn State University, Merrill Lynch, and Charles Schwab, to name just a few.
In addition to consumer and business credit cards, we offer loan products such as home equity financing, insurance premium financing, and professional practice financing. We recently celebrated the addition of Nexstar Financial Corporation, a leading mortgage processor. In 2004, we acquired Premium Credit Limited, the leading insurance premium financing business in the United Kingdom, and Sky Financial Solutions, a professional practice financing business.
We have an oustanding work environment that has attracted national attention. Bank of America has consistently been named to Working Mother magazine's top 100 companies for working mothers. FORTUNE magazine ranks Bank of America one of the top companies to work for in the United States. (Bank Of America is one of only 22 companies to have appeared on FORTUNE's list every year since its inception in 1998.) Bank of America has also been named as a best place to work in the United Kingdom and Ireland. In fact, Bank of America Ireland was named the best place to work in the entire European Union in the 100 Best Workplaces in the European Union survey in 2004.Our business achievements have also been consistenly recognized by national publications such as Business Week, FORTUNE, American Banker, and Forbes.